移居香港后，内地缴纳的多年社保怎么办？-美成达移民公司

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首页 > 资讯中心 > 移居香港后，内地缴纳的多年社保怎么办？

移居香港后，内地缴纳的多年社保怎么办？

发布时间 : 2018-01-25 浏览人次 : 16369

如果顺利移居香港，那在内地工作这么多年来缴纳的社保怎么办？是否意味着要白白浪费？其实这不仅仅是移居香港的人士的困扰，许多移民海外的朋友也有这方面的疑问。

1.在国内缴费未满15年，在香港定居的话内地社保该怎么处理？

按照相关规定，参保人退休前出境定居，个人账户储存额退还给被保险人，同时终结养老保险关系。但是，也可以不退保继续保留账户。

如果你有考虑未来回内地就业或养老，建议不要选择退保。继续缴纳累计满15年，到退休时就能领取养老金。一旦退保的话，缴费年限又要重新累计。

2.在国内缴费已满15年，未到退休年龄就离开国内，到退休年龄还能办退休手续吗？

按照目前的政策，社保缴费满15年后就可以办理退休领取养老金。到了退休年龄，即使拥有别国国籍，仍然可以回国申请办理退休，领取养老金。

而且即使是在国外居住，领取国内养老金并不困难，并不需要回国领取。据悉，办理退休后，退休人员在国外，社保经办机构可以将其每月的退休金寄给参保人。而每年一次的领取养老金资格认证也可以在当地的中国大使馆进行认证之后寄送回国即可。

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