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首页 > 资讯中心 > 小贴士 | 在美购房如何付押金?

小贴士 | 在美购房如何付押金?

发布时间 : 2017-05-26 浏览人次 : 2945

押金，又名诚信存款，是美国买房过程中重要的部分。它让卖家感觉到买家是真心希望购买该房产。押金可以在买家出价的时候付，或者在签合同的时候付。押金数目有很大差异，一般在房价的1%到25%之间。押金的多少通常由市场状况、当地习俗和法律来定。

押金通常是付给卖家指定的一个授权专门管理房产交易的第三方银行账户，比如一个托管账户或产权公司。押金由合同规定是否可还。比如，如果买家需要贷款买房，建议办理贷款保障，如果没有贷款保障条款，那么买家可能在无法获得贷款时失去押金。当地的房产经纪人一般会在这个过程中给买家提供指引。

押金会算作买房资金的一部分，剩余部分会在交屋时付清。在交屋之前，买家的律师应该掌握所有签合同需要的资金，包括税、管理费、产权费等等。

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