拿到香港永居后，内地社保还能用吗？-美成达移民公司

拿到香港永居后，内地社保还能用吗？

发布时间 : 2022-06-02 浏览人次 : 1956

很多客户或许会有这种困惑，我拿到香港身份后，内地的社保该如何处理？

其实无论是通过香港优才、研究生进修、专才、还是婚娶等渠道获得香港身份，从获批之日起，即可同时享受香港和内地双重福利，而此时内地户口还是保留着的。

但满7年拿得到永居后，很多人就会开始犯愁，“拿了香港永居之后，大陆的社保要怎么处理，我交了这么多年社保，是否会白交？”“在大陆内未缴纳满15年社保如何处理？”

这个情况可以分为以下四种情况分析：

一：得到香港永居身份，不拿回乡证

内地身份证可以正常使用。如果原来本身是内地居民，但获得了香港身份，可以选择继续缴纳，年限是可以累计的。

二: 获永居且申请了回乡证

拥有回乡证意味着注销了内地户口，也就是说没有了内地身份，就等同于出境定居。

三: 缴纳未满15年

从广东省人力资源社会保障部获悉，参保人退休前出境定居，个人账户储存额可退还给本人或继续保留账户。

四：缴纳已满15年

到了退休年纪，参保人可以回国申请办理退休，领取养老金。

广东美成达移民公司

商业|技术移民：400-873-5099 亲属移民及商旅签证：400-873-5099 出国留学：400-889-6637

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