美国购房流程-美成达移民公司

美国购房流程

发布时间 : 2017-05-11 浏览人次 : 3683

美国购房主要步骤

选定合适房产经纪人

★提前与房产经纪沟通需求方案（购买房子的区域及条件需求）

★如需要贷款购房，需要提前与房产经纪沟通贷款方案

★由房产经纪寻找理想的房屋，提供房屋方案。

实地考察房屋

★实地考察房屋，以及周边配套情况，因为房子所处位置对其使用和保值、增值起着决定性的作用。

★买家在选择意向的房屋后，经纪人便会使用(ComparativeMarket Analysis)CMA估价法，帮助买家对其房屋进行评估，而后再出意向书给业主。

★★卖主对不同意事项可给回价书，买主可选择接受或再回价

购房付款方式，办理手续时间有所不同

★全额购房办理手续时间：在15-30天内时间可以就完成。

★贷款购房办理手续时间：贷款购房所需准备的材料较为复杂，办理手续的时间会更长；办理手续一般需要30-45天左右。贷款购房首付在30%，3%-4%之间的贷款利率。

购房合约被双方同意接受

★ 双方达成协议后，即由第三方公正公司进行买卖过户手续

★ 订金送交公正公司

★签署过户正式文件及有关房屋各项报告

“房屋检查保护期”完成事项

★. 房检有效期内，由专业团队审阅房屋自然灾害和其它各项结果报告。

★ 买主审查及签署如“卖主屋况表”,”房屋周边环境”等各项报告。

★购买房屋保险，当房屋遭遇意外损坏时。为房主降低损失；一般贷款公司要求在过户之前购买保险。

完成过户公证手续

★ 签贷款文件后，准备好头款金额以及买卖各项手续费，在过户结束日之前，以银行本票或现金汇款交给公証公司﹔

★ 银行放款

★产权公司负责转让产权, 并在县属登录室完成登记

★由公证公司支付所有费用

★取得钥匙完成过户

★一般在90-180天内拿到房产证原件。

居家服务

★水、电、煤、网络等开通

广东美成达移民公司

商业|技术移民：400-873-5099 亲属移民及商旅签证：400-873-5099 出国留学：400-889-6637

上一条：抓住时机，马耳他的春天已经来临，你做好准备了吗？

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