加拿大移民福利——医疗篇-美成达移民公司

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首页 > 资讯中心 > 加拿大移民福利——医疗篇

加拿大移民福利——医疗篇

发布时间 : 2018-06-08 浏览人次 : 4410

加拿大医疗制度是全民免费医疗，凭医疗卡即可看医就诊，并且还能够覆盖部分去海外发生的意外医疗费用。政府医疗保险由不同省政府进行管理，而各省的规定在等待期和是否缴纳保费上各有不同，从一个省搬家到另一个省后，需重新登记医疗卡。

比如安省的医疗保险OHIP，政府不要居民缴纳保费，而新移民需等候90天才能享受该医疗保险；BC省的医疗保险MSP，根据家庭收入不同缴纳不同的费用，2017年最高每月缴纳150加元，2018年后此费用会减半。

政府的Medicare医疗保险包括各项医疗服务、诊金及住院费，范围比较广泛，但以下除外：

（1）用药的费用；

（2）为就业或买保险目的而进行的身体检查；

（3）电话咨询；

（4）美容/整容手术；

（5）义肢；

（6）中医、针炙、按摩；

（7）牙科、眼科治理。

如果有工作，雇主通常会为员工购买不同程度的延伸医疗保险，能够覆盖医疗保险所不能覆盖的费用。但这类延伸保险与中国就业时购买的医疗保险的还有一个不同之处，就是一人参保，全家覆盖。

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